Register for Client Education Seminar. Learn More »


Qualified Charitable Contributions

by Jim Ortlip, CFP ®

We recently produced a blog post extolling the virtues of using appreciated capital assets to fund your charitable intentions. In this post, we will introduce the reader to the Qualified Charitable Distribution (QCD). A QCD allows an IRA account owner to contribute a part or all of their Required Minimum Distribution (RMD) to a charitable endeavor.

Why Long-Term Care Matters

by Joe Yoon, CFP ®, CIMA ®


The current statistic is that if you are turning 65 today, you have a 70% chance of needing a long-term care facility.  


How much money do you need to retire?

by Joseph S Yoon, CFP®, CIMA®

Over there years, there have been a many of pieces/articles/calculators that will help you get to your “retirement number.” The calculation outlined by Jared Dillian is the first time I’ve seen one that is simple and makes sense: it’s all about the value of your house. The income you will need annually is 30% of your home value. The savings you will need is that projected annual income, divided by 0.04.

The Same Old Financial Plan Won't Work for Today's Baby Boomers

by Joseph S Yoon, CFP®, CIMA®
There are a number of things I disagree with in this article, but it is understandable as the author is CEO of a firm that is looking to be the “all-in-one” solution to the retirement problem.
Yet, I did think the article was thought provoking and worth a read.  The most important items that came out of it for me were: